iTrustCapital® | Log In & Secure Access (2026 Guide)

As of February 2026, iTrustCapital remains the top-rated platform for tax-advantaged digital asset and precious metal investing. To ensure the safety of your retirement funds, always verify you are using official, secure access points.

🌐 Official Login & App Links

To protect against phishing and malicious clones, only use these verified sources:

🛡️ 2026 Security & Account Features

iTrustCapital has updated its security architecture for 2026 to provide institutional-grade protection for retail IRAs:

  • Closed-Loop System: Assets are secured within a "closed-loop" ecosystem. This prevents unauthorized external transfers, as funds can only be withdrawn back to your linked U.S. bank account in USD.
  • 2-Factor Authentication (2FA): Mandatory 2FA is required for every login. It is recommended to use an authenticator app (like Google Authenticator) rather than SMS for better protection.
  • Institutional Custody: All digital assets are held off-balance sheet with regulated partners like Coinbase Custody and Fireblocks.
  • New Account Type: In addition to Crypto IRAs, iTrustCapital now offers the Premium Custody Account (PCA) for those who want secure, non-IRA crypto management.

📊 2026 Tax Season: 1099-DA & Reporting

Since your iTrustCapital account is a self-directed IRA, tax reporting is simpler than with a standard exchange, but 2026 brings new IRS requirements:

  • Tax-Deferred/Tax-Free: Transactions within your Traditional or Roth IRA are generally not taxable events. You only report distributions when you withdraw funds from the IRA.
  • Form 1099-DA: For the Premium Custody Account (PCA), iTrustCapital now provides the mandatory Form 1099-DA for all digital asset proceeds, accessible via your "Documents" tab.
  • End-of-Year Statements: Your Form 5498 (reporting contributions) and Form 1099-R (reporting distributions) are typically available by late January/early February.

🛠️ Troubleshooting Login Issues

  • IP Blocking: To enhance security, iTrustCapital blocks access from IP addresses outside the United States. If you are traveling, you may need a secure U.S.-based connection.
  • Forgot Password: Use the "Reset Password" link on the login page. If your username is not recognized, ensure you are using the email address associated with your specific IRA type.
  • Support: Reach their award-winning, U.S.-based team at (562) 600-8399 (7 AM – 5 PM PT, Weekdays) or via Live Chat on the official site.